ICL Fincrop Limited
+100 % 1 M
ICL Fincrop Limited
+100 %As of April 24, 2025, ICL Fincrop Limited share price is INR 25.00 per share and the face value is INR 0 per share. The lot size of ICL Fincrop Limited is 0 shares. The 52 week high for ICL Fincrop Limited is INR 25.00, while the 52 week low is INR 25.00
About ICL Fincrop Limited
A Comprehensive Overview of Price & Journey
Understanding ICL Fincrop Limited Inception and Growth
Overview of ICL Fincorp Unlisted Shares
ICL is among India’s fastest-growing gold loan financing companies. Committed to financial inclusion and societal well-being, and was incorporated in 1991. It strives to empower underserved communities by providing accessible gold-backed credit solutions. The Company is a leading Non-Banking Financial Company engaged in the business of providing gold and business loan products for the past 32 years.
With pan-India ambitions, the company’s operations span the states of Kerala, Tamil Nadu, Andhra Pradesh, Karnataka, Telangana, Odisha, Gujarat, and Maharashtra.
The company has a strong in-house team of professionals specifically dedicated to gold appraisal, ensuring that the valuation of the customers' gold is precise, transparent, and impartial. As part of its commitment to regulatory standards, the company adheres to strict KYC procedures.
The organization is headed by Mr. K.G. Anilkumar, Chairman and Managing Director, and a dynamic businessman with around 35 years of rich experience in the financial sector. In April 2013, the Company opened its 1st branch in Annamanada and has now expanded to 292 branches.
Services Offered
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Gold Loan
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Business Loan
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Health Insurance
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Vehicle Loan
Board of Directors
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Mr. K.G. Anilkumar, Chairman & Managing Director
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Mrs. Umadevi Anilkumar, Whole-Time Director
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Mr. K. K. Wilson, Director
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CS Shinto Stanley, Independent Director
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Mr. Sreejith S. Pillai, Director
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Mr. A. A. Balan, Independent Director
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Mr. M. N. Gunavardhanan, Independent Director
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Dr. Rajashree Ajith, Whole-Time Director
IPO Details
There is no information provided by the company regarding the IPO plans.
Listing Status
DRHP Not Filed
Dividend Details
The Board of Directors recommended a dividend of Rs.15 per annum on 2,84,000 15% Redeemable Cumulative Preference Shares of Rs.100 each
for the financial year ending March 31, 2024.
The Board of Directors has decided not to recommend any dividend on Equity Shares for the financial year ending March 31, 2024.
Right Issue
ICL Fincorp is offering a rights issue in the ratio of 2 for 5 shares @ 25/share
Registered Office
The Registered office of the company is in Chennai, Tamil Nadu, India.
Subsidiaries
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Salem Erode Investments Limited
ICL Fincorp Share Price & Market Position
Investors interested in ICL Fincorp Limited's share price can observe that the unlisted shares of the company have potential investment prospects. ICL Fincorp's share price in the unlisted market can fluctuate, but monitoring its financials and growth plans would give an idea of its valuation.
About ICL Fincrop Limited
IPO Details, Price movement
Performance Highlights for the FY 2023-24
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Gold Loan AUM rose to Rs. 465 crores in FY24, up from Rs. 392 crores in FY23.
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The company generated its revenue from operations from two sources: one source is through interest income, and another source is Revenue from financial services.
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The revenue from operations for FY24 was Rs. 143 Crores, and in FY23, it was Rs. 113 Crores, an increase of 27%.
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The revenue from interest income involve two major components, Interest on Loan and Interest on Fixed Assets and the revenue from them in FY24 was Rs. 140 Crores and 0.42 Crores respectively and in FY23 the revenue from them was Rs. 110 Crores and 0.13 Crores respectively and here it can be seen that the one of the reason of increase in revenue is due to increase in interest income for the company and it showing upward trend.
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The revenue from financial services also involve two major components, Income From Money Transfer Fees and Service Charges Received, and the revenue from both of them in FY24 was Rs. 0.72 Crores, and in FY23, the revenue from them was Rs. 0.85 Crores and this source doesn't have much impact on revenue.
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The Profit for FY24 was Rs. 0.08 Crores, and in FY23, it was Rs. 3.03 Crores, so here, despite the increase in revenue, the company generated lesser profits than the previous year.
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The company spent Rs. 49.30 Crores in operating activities, Rs. 19.97 Crores on investing activities, and both activities showed cash outflow, but there is cash inflow in Financing activities of Rs. 74.59 Crores.
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The return on average loan assets stood at 0.85% in 2023 24, against 0.62% in 2022-23.
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Interest yield was 32.55%, as compared to 29.96% in 2022-23. Net interest margin was 19.32%, as against 17.01% in 2022-23.
Fundamentals
Financials
P&L Statement | - | - | - | - |
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Revenue | - | - | - | - |
Other Income | - | - | - | - |
COGS | - | - | - | - |
Gross Profit | - | - | - | - |
Total Expense | - | - | - | - |
EBIDTA | - | - | - | - |
D&A | - | - | - | - |
EBIT | - | - | - | - |
Interest Expense | - | - | - | - |
PBT | - | - | - | - |
TAX | - | - | - | - |
PAT | - | - | - | - |
Diluted EPS | - | - | - | - |
Basic EPS | - | - | - | - |
Total income | 0.00 | 0.00 | 0.00 | 0.00 |
ASSETS
CURRENT ASSETS | - | - | - | - |
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Cash and Cash Equivalents | - | - | - | - |
Trade Payables | - | - | - | - |
Inventory | - | - | - | - |
Other Current Assets | - | - | - | - |
Total Current Assets | 0.00 | 0.00 | 0.00 | 0.00 |
NON CURRENT ASSETS | - | - | - | - |
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Plant Property and Equipment | - | - | - | - |
Long Term Investment | - | - | - | - |
Other Non Current Assets | - | - | - | - |
TOTOAL NON CURRENT ASSSETS | 0.00 | 0.00 | 0.00 | 0.00 |
Total Assets | 0.00 | 0.00 | 0.00 | 0.00 |
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CURRENT LIABILITES | - | - | - | - |
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TRADW Payable | - | - | - | - |
Other Current Liab | - | - | - | - |
Total Current Liab | 0.00 | 0.00 | 0.00 | 0.00 |
NON CURRENTLIABILITIES | - | - | - | - |
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Long Term Debt | - | - | - | - |
Deffered Tax Liab | - | - | - | - |
Other Non Current Liab | - | - | - | - |
LIABILITIES
EQUITY | - | - | - | - |
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Share Capital | - | - | - | - |
Reserves And Surplus | - | - | - | - |
Other Equity | - | - | - | - |
Retained Earnings | - | - | - | - |
share Equity | 0.00 | 0.00 | 0.00 | 0.00 |
Total Liabilities | 0.00 | 0.00 | 0.00 | 0.00 |
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CASH FLOW STAT | - | - | - | - |
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Cash Flow from operating | - | - | - | - |
Cash Flow from financing | - | - | - | - |
Cash Flow from investing | - | - | - | - |
Net cash flow | 0.00 | 0.00 | 0.00 | 0.00 |
Revenue Growth
PAT Growth %
EPS Growth %
TOTAL ASSETS Growth %
QUICK RATIO Growth %
LONG TERM DEBT TO EQUITY RATIO Growth %
Shareholding Pattern
2025
Name | Designation | Share % |
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Events
Name | Date | Details |
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No events available. |
Promoters or Management
Name | Designation | Linkedin Profile | |
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No promoters available. |
Frequently Asked Questions
- Please find below the procedure for buying ICL Fincrop Limited/Pre-IPO shares at Bharat Invest.
- You confirm booking of ICL Fincrop Limited/Pre-IPO shares with us at a specified price.
- You have to provide your client master report along with PAN Card and Cancelled Cheque in case you are not transferring funds from the bank account as mentioned in the CMR Copy. These are KYC documents required as per SEBI regulations.
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- Please find below the procedure for selling ICL Fincrop Limited/Pre-IPO shares at Bharat Invest.
- We will confirm our buying price of ICL Fincrop Limited/Pre-IPO shares.
- We will give you our client master report and you will transfer the ICL Fincrop Limited. Unlisted Shares/Pre-IPO shares to our demat account.
- We will transfer the funds in your bank account within 24 hours of receiving the ICL Fincrop Limited/Pre-IPO shares.
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- Payment will be given in the same account which is linked to demat account or you need to provide the cancelled cheque shows your name to verify.
- You can contact us through any medium for a detailed discussion.
- The lockin period is of 6 months for pre-ipo investors i.e. they cannot sell their shares for 6 months after they get listed. However, they can definitely sell the shares in pre-ipo market before they get listed.
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