Fino paytech limited
+5.93 % 1 MAs of June 01, 2025, Fino paytech limited share price is INR 125.00 per share and the face value is INR 10.00 per share. The lot size of Fino paytech limited is 0 shares. The 52 week high for Fino paytech limited is INR 185.00, while the 52 week low is INR 118.00
About Fino paytech limited
A Comprehensive Overview of Price & Journey
Understanding Fino paytech limited Inception and Growth
Overview
Fino PayTech Limited is a prominent fintech company that specializes in providing technology-based solutions and services aimed at financial inclusion. The company operates as a holding entity for Fino Payments Bank and Fino Finance while focusing on delivering innovative financial services to the underserved and unserved populations. Its Mission is to become the preferred bank for its customers by providing the simplest & most accessible financial services, to grow their wealth. The company was established in 2006, and its headquarter is in Navi Mumbai, India.
Many people interested in investing keep an eye on the Fino PayTech share price, even though it's not listed on the stock market. Investors often check platforms that offer private shares to find the Fino PayTech unlisted share price. The Fino PayTech Limited share price in the unlisted market may change depending on demand and market trends.
Services
Fino PayTech offers a comprehensive suite of financial services, including:
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Digital Banking Solutions: The company provides services such as savings accounts, current accounts, remittances, and bill payments, leveraging digital platforms to enhance accessibility through Fino Payments Bank.
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Micro-Credit Services: Via Fino Finance is a non-deposit taking NBFC-MFI registered with the Reserve Bank of India through which the company offers microloans to women entrepreneurs and micro, small, and medium enterprises (MSMEs). It also aims to empower economically marginalized communities.
Board of Directors
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Mr. Ashok Kini - Non-executive Chairman & Independent Director
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Mr. Marcus Peter Strutt Thompson - Nominee Director of Hav 3 Holdings (Mauritius) Ltd
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Mr. Ramakrishna Gupta - Nominee Director of Bharat Petroleum Corporation Limited
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Mr. Sudeep Gupta - Whole-time Director
IPO Details
Fino PayTech Ltd, the parent company of Fino Payments Bank, has not independently launched an Initial Public Offering (IPO). However, its subsidiary, Fino Payments Bank, successfully completed its IPO in October-November 2021.
Subsidiaries
Fino PayTech's primary subsidiaries are:
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Fino Payments Bank Limited: It offers a range of digital banking services to enhance financial inclusion.
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Fino Finance Private Limited: It provides micro-credit services to underserved populations and MSMEs.
About Fino paytech limited
IPO Details, Price movement
Performance Highlights 2023-2024
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Revenue from Operations Increased significantly by 16.5% from ₹1149 crore in FY2022-23 to ₹1334 crore in FY2023-24.
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Profit Before Tax increased by 27.7% from ₹62.3 crore in FY2022-23 to ₹79.6 crore in FY2023-24.
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Net Profit (PAT) increased from ₹50.1 crore in FY2022-23 to ₹80.8 crore in FY2023-24.
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Cash Flow from Operating Activities was INR 400 crore in FY23 whereas it had cash inflow of INR 595 crore in FY24.
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Net Cash Used in Investing Activities was INR 530 crore in FY23 whereas it became INR 574 crore in FY24.
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Net Cash Used in Financing Activities was INR 528 crore in FY23 whereas it became cash inflow of INR 214 crore in FY24.
Fundamentals
Financials
| P&L Statement | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|
| Revenue | - | 1000.82 | 1149.43 | 1339.31 |
| Other Income | - | 49.81 | 141.87 | 158.08 |
| COGS | - | 49.81 | 141.87 | 158.08 |
| Gross Profit | - | 875.26 | 1106.66 | 1326.60 |
| Total Expense | - | 853.26 | 957.98 | 1125.89 |
| EBIDTA | - | 22.00 | 148.67 | 200.71 |
| D&A | - | 43.75 | 50.44 | 63.21 |
| EBIT | - | -21.74 | 98.23 | 137.50 |
| Interest Expense | - | 30.10 | 35.93 | 57.94 |
| PBT | - | -51.84 | 62.30 | 79.60 |
| TAX | - | 0.77 | 12.19 | -1.28 |
| PAT | - | -52.61 | 50.11 | 80.83 |
| Diluted EPS | - | -4.24 | 2.61 | 5.69 |
| Basic EPS | - | -4.24 | 2.61 | 5.69 |
| Total income | 0.00 | 1,050.63 | 1,291.30 | 1,497.39 |
ASSETS
| CURRENT ASSETS | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|
| Cash and Cash Equivalents | - | 1057.48 | 399.32 | 633.87 |
| Trade Payables | - | 70.03 | 72.37 | 76.69 |
| Inventory | - | 13.26 | 41.86 | 32.00 |
| Other Current Assets | - | 1141.58 | 1755.30 | 2303.18 |
| Total Current Assets | 0.00 | 2,282.35 | 2,268.85 | 3,045.74 |
| NON CURRENT ASSETS | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|
| Plant Property and Equipment | - | 87.86 | 124.67 | 124.19 |
| Long Term Investment | - | 43.30 | 54.90 | 55.49 |
| Other Non Current Assets | - | 140.67 | 171.27 | 361.34 |
| TOTOAL NON CURRENT ASSSETS | 0.00 | 271.83 | 350.84 | 541.02 |
| Total Assets | 0.00 | 2,554.18 | 2,619.69 | 3,586.76 |
|---|
| CURRENT LIABILITES | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|
| TRADW Payable | - | 43.31 | 22.51 | 16.33 |
| Other Current Liab | - | 1198.38 | 1901.41 | 2778.87 |
| Total Current Liab | 0.00 | 1,241.69 | 1,923.92 | 2,795.20 |
| NON CURRENTLIABILITIES | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|
| Long Term Debt | - | 19.91 | 19.93 | 19.95 |
| Deffered Tax Liab | - | - | - | - |
| Other Non Current Liab | - | 34.52 | 38.38 | 45.05 |
LIABILITIES
| EQUITY | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|
| Share Capital | - | 109.17 | 104.40 | 104.56 |
| Reserves And Surplus | - | - | - | - |
| Other Equity | - | 1148.90 | 533.08 | 621.00 |
| Retained Earnings | - | - | - | - |
| share Equity | 0.00 | 1,258.07 | 637.48 | 725.56 |
| Total Liabilities | 0.00 | 1,312.50 | 695.79 | 790.56 |
|---|
| CASH FLOW STAT | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|
| Cash Flow from operating | - | - | 400.84 | 595.10 |
| Cash Flow from financing | - | - | -528.21 | 214.02 |
| Cash Flow from investing | - | - | -530.79 | -574.57 |
| Net cash flow | 0.00 | 0.00 | -658.16 | 234.55 |
Revenue Growth
PAT Growth %
EPS Growth %
TOTAL ASSETS Growth %
QUICK RATIO Growth %
LONG TERM DEBT TO EQUITY RATIO Growth %
Shareholding Pattern
2025
| Name | Designation | Share % |
|---|---|---|
| Bharat Petroleum Corporation Limited | NA | 26.77% |
| ICICI Prudential Life Insurance | NA | 10.36% |
| ICICI Bank Limited | NA | 9.07% |
| Blackstone GPV Capital Partners | NA | 6.87% |
| HAV 3 Holdings (Mauritius) Limited | NA | 6.82% |
| ICICI Lombard General Insurance | NA | 5.72% |
| International Finance Corporation | NA | 6.01% |
| Others | NA | 28.38% |
Events
| Name | Date | Details |
|---|---|---|
| No events available. | ||
Frequently Asked Questions
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