HDB Financial Service
CMP : ₹ 1242 -0.24 % 1 M
HDB Financial Service
CMP : ₹ 1242 -0.24 %As of February 22, 2025, HDB Financial Service share price is INR 1,242.00 per share and the face value is INR 0 per share. The lot size of HDB Financial Service is 0 shares. The 52 week high for HDB Financial Service is INR 1,245.00, while the 52 week low is INR 1,242.00
About HDB Financial Service
A Comprehensive Overview of Price & Journey
Understanding HDB Financial Service Inception and Growth
Overview
Housing and Development Board (HDB) Financial Services was established in 2007, a Non-Banking Financial Company (NBFC) which is a leading entity in the non-banking financial sector. The company have 1,682 branches to get the underbanked and unbanked populations across the Country in more than 114 locations.
Housing Development Finance Corporation Limited (HDFC) is one of India’s largest and most reputable financial services organizations. HDB Financial Services is subsidiary of HDFC bank. HDFC holds total stake of 94.64% in HDB financial services. It is specialized in loan origination, underwriting, and a broad product range.
The Company has total AUM of more than 90,235 Crores with more than 15.5 million Customers. Revenue from the lending business of the Company grew to 12,221.57 Crore in FY 2023-24 from 9,768.95 Crore in FY 2022-23. Revenue from the BPO services division declined to 1,949.55 Crore in FY 2023-24 from 2,633.93 Crore in FY 2022-23.
As per Money Control, HDFC Bank is in early talks with private credit funds to sell stakes in its subsidiary, HDB Financial Services. The discussions involve five domestic funds potentially acquiring 4-7% each, as part of a value discovery process ahead of HDB Financials’ mandated IPO by October 2025. This move follows unsuccessful talks with larger investors due to valuation disagreements. HDB Financial, with a loan book over Rs 90,000 crore, is reportedly seeking a valuation of 4-5 times book value, which some consider high in current market conditions.
HDB Financial Services aiming for a valuation between $9 billion to $12 billion and have plans to expand its branch by 150-200 in the current fiscal year to deepen its presence in microfinance markets. Despite potential regulatory changes by the Reserve Bank of India, HDB remains confident due to its balanced loan portfolio, with less than a fourth being unsecured.
Fundamentals
Financials
P&L Statement | 2022 | 2023 | 2024 | 2025 |
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Revenue | - | - | - | - |
Other Income | - | - | - | - |
Cost of goods sold (COGS) | - | - | - | - |
Gross Profit | - | - | - | - |
Total Expense | - | - | - | - |
EBIDTA | - | - | - | - |
D&A | - | - | - | - |
EBIT | - | - | - | - |
Interest Expense | - | - | - | - |
PBT | - | - | - | - |
TAX | - | - | - | - |
PAT | - | - | - | - |
Diluted EPS | - | - | - | - |
Basic EPS | - | - | - | - |
Total income | 0 | 0 | 0 | 0 |
ASSETS
CURRENT ASSETS | 2022 | 2023 | 2024 | 2025 |
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Cash and Cash Equivalents | - | - | - | - |
Trade receivable | - | - | - | - |
Inventory | - | - | - | - |
Other Current Assets | - | - | - | - |
Total Current Assets | 0 | 0 | 0 | 0 |
NON CURRENT ASSETS | 2022 | 2023 | 2024 | 2025 |
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Plant Property and Equipment | - | - | - | - |
Long Term Investment | - | - | - | - |
Other Non Current Assets | - | - | - | - |
TOTOAL NON CURRENT ASSSETS | 0 | 0 | 0 | 0 |
Total Assets | 0 | 0 | 0 | 0 |
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LIABILITES
CURRENT LIABILITES | 2022 | 2023 | 2024 | 2025 |
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TRADW Payable | - | - | - | - |
Other Current Liab | - | - | - | - |
Total Current Liab | 0 | 0 | 0 | 0 |
NON CURRENTLIABILITES | 2022 | 2023 | 2024 | 2025 |
---|---|---|---|---|
Long Term Debt | - | - | - | - |
Deffered Tax Liab | - | - | - | - |
Other Non Current Liab | - | - | - | - |
Total Non-Current Liab | 0 | 0 | 0 | 0 |
EQUITY | 2022 | 2023 | 2024 | 2025 |
---|---|---|---|---|
Share Capital | - | - | - | - |
Reserves And Surplus | - | - | - | - |
Other Equity | - | - | - | - |
Retauned Earnings | - | - | - | - |
share Equity | 0 | 0 | 0 | 0 |
Total Liabilities | 0 | 0 | 0 | 0 |
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CASH FLOW STAT | 2022 | 2023 | 2024 | 2025 |
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Cash Flow from operating | - | - | - | - |
Cash Flow from financing | - | - | - | - |
Cash Flow from investing | - | - | - | - |
Net cash flow | 0 | 0 | 0 | 0 |
Revenue Growth
PAT Growth %
EPS Growth %
TOTAL ASSETS Growth %
QUICK RATIO Growth %
LONG TERM DEBT TO EQUITY RATIO Growth %
Shareholding Pattern
2025
Name | Designation | Share % |
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Events
Name | Date | Details |
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No events available. |
Promoters or Management
Name | Designation | Linkedin Profile | |
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No promoters available. |
Frequently Asked Questions
Please find below the procedure for buying HDB Finacial Service/Pre-IPO shares at Bharat Invest.
- You confirm booking of HDB Finacial Service /Pre-IPO shares with us at a specified price.
- You have to provide your client master report along with PAN Card and Cancelled Cheque in case you are not transferring funds from the bank account as mentioned in the CMR Copy. These are KYC documents required as per SEBI regulations.
- We will provide our bank details.
- You need to transfer funds in the current account of bharat invest.
- No cash deposit is accepted
- Payment has to be done from the same account in which shares are to be credited.
- We ensure delivery of HDB Finacial Service within 24 hours.
- Incase of non-availability of shares, we refund the amount to the same bank account within 24 hours.
- For detailed discussion, you can contact us via any medium.
Please find below the procedure for selling HDB Finacial Service /Pre-IPO shares at Bharat Invest.
- We will confirm our buying price of HDB Finacial Service /Pre-IPO shares.
- We will give you our client master report and you will transfer the HDB Finacial Service Unlisted Shares/Pre-IPO shares to our demat account.
- We will transfer the funds in your bank account within 24 hours of receiving the HDB Finacial Service /Pre-IPO shares.
- All the transactions will be bank to bank.
- Payment will be given in the same account which is linked to demat account or you need to provide the cancelled cheque shows your name to verify.
- You can contact us through any medium for a detailed discussion.
The lockin period is of 6 months for pre-ipo investors i.e. they cannot sell their shares for 6 months after they get listed. However, they can definitely sell the shares in pre-ipo market before they get listed.
With BharatInvest, you can now invest in unlisted/pre-ipo shares with as low as 25-50k depending upon the share.
- 1. You can download the NSDL or CDSL application and login into the account and check whether the shares have been credited or not.
- 2. Credit of Unlisted Shares/Pre-IPO shares can be checked in brokers application as well but it takes T+2 days to show the shares.
- The value of share in unlisted space is determined in the same way as it is done in listed market. Demand and supply decide the price of any share. If the demand more than the supply, then the prices of the share increases and vice versa.
- When a new shares is introduces in the unlisted space, the value of the company is decided upon the last funding raised by company. If the company hasn’t raised any funding in the past, then the valuation is decided upon the fundamentals of the company.
All the transactions are done DEMAT to DEMAT. All the unlisted shares traded with us are available in demat accounts and are transferred to your demat within 24 hours of payment.
- We have social proof in the form of reviews and testimonials.
- We also provide an option of escrow services to our clients which ensures payment safety of the client.
A Public Unlisted Shares Is Not Listed on Stock Exchange, Where as a Listed Public Company Is Listed On Stock Exchange Such As BSE Or NSE For Trading Of Shares.
If you sell your shares within 2 years, then you will have to pay Short-term Capital gain on unlisted shares. Short-Term Capital Gain is added in your Income. So, as per individual tax slab you need to pay capital gain tax.
If you sell your shares after 2 years, then you will have to pay Long-term Capital gain on unlisted shares LTCG is 12.5% without indexation benefits.
After listing of shares, the unlisted shares which you have bought through unlisted market, will be taxed at listed rates, if sold through exchange. So, taxes of listed market will be applicable. And, to calculate holding time, for determining LTCG or STCG, the purchase date of unlisted shares will be applicable.
Absoluetly NOT! Grey market is all about speculation relation to open price, subscription rate etc. And does not include physical delivery of shares. Whereas in pre ipo market you get to invest in shares much before the ipo too and it involves physical delivery of shares. It is compeletly legal and does not include any such speculation.
Existing stakeholders, promoters or employees who have equity shares of an unlisted company and early investors who wish to get value of their investment.
1. Yes, investing in unlisted shares is undoubtedly legal in India. The trading takes place in the over-the-counter market.
- Yes, bharat invest is a trustable and reliable source to invest in tata capital unlisted shares.